Nikki Russo

Nikki Russo started with ARC-GA in March of 2006 in the actuarial student program. She came to ARC-GA with a background in mathematics and research and didn’t waste time in becoming an integral part of the ARC-GA team. She has mastered the TAS Actuarial Software and is proficient with the Prophet Actuarial Software. Nikki primarily works out of the Alpharetta, GA office, and travels to various client locations when needed. She is nearing completion of her ASA and will continue on to fulfilling her FSA.


Eric Smith

Eric Smith began at ARC-GA in April of 2014 and is an Associate Actuary. He hails from the University of North Carolina – Wilmington, where he completed his Bachelors in Mathematics and minor in Economics. He is an Associate of the Society of Actuaries and is pursuing the Individual Life and Annuities track in fulfilling his FSA.

Since joining Actuarial Resources Corporation, Eric has gained valuable modeling experience using TAS and AXIS. He employs these skills to perform cash flow testing, company appraisals, and profitability analyses across various life products. Other areas of experience include financial reporting, prepaid tuition plans, internal audits, model controls and compliance.

Formerly from Atlanta, Eric traveled with his family often while growing up, both in and out of the country. With interests in athletics and exploring the outdoors of North Georgia, he is happy to be back and making contributions to ARC-GA.

Tampa Bay

Naznee Rias

Naznee Rias joined ARC-GA in 2016 as Associate Actuary in the Tampa Bay office. Naznee has held actuarial positions at Aon Consulting, FCCI Insurance and New York Life Insurance company. She is an Associate of the Society of Actuaries and a Member of the American Academy of Actuaries. Naznee feels the actuarial science profession is tailor-made for her and enjoys the challenges it puts forward.

Outside of work, Naznee enjoys exploring the art and music world with her daughter and the Minecraft and Pokémon world with her son. Naznee resides in Tarpon Springs, Florida, with her husband and their two young kids.


Nancy Delf

Nancy Delf is the Vice President of Administration and the General Office Manager for ARC-GA; she has been with the company since December 1997. Her duties include HR, AR/AP, research, and general administration. In addition to her managerial duties, Nancy performs bookkeeping and paralegal services for ARC-GA. She completed her Associates Degree in Paralegal Studies in 2008; thus, adding to the depth of the expert witness/legal team with ARC-GA. Nancy works out of the Alpharetta, GA office and travels when necessary.

Tampa Bay

Barbara Cultice

Barbara Cultice has been the Office Manager for the Tampa Bay office since November 2009. Barbara has had over 25 years of office experience and finds her position with the company challenging and rewarding. Barbara has two daughters, actual native Floridians. Her hobbies include painting and reading and spending time with her granddaughter in Clearwater, the newest addition, and her two grandsons who live in Baltimore, MD.